Privacy Statement

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires Hometown Bank, N.A. (hereinafter “HTB”) to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what HTB does.

The types of personal information HTB collects and shares, depends on the product or service you have with HTB. This information can include:

· Social Security number and income

· Account balances and payment history

· Credit history and credit scores

When you are no longer a HTB customer, HTB continues to share your information as described in this notice.

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons HTB chooses to share; and whether you can limit this sharing.

Reasons HTB can share your personal information

Does HTB share?

Can you limit this sharing?

For everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureau

Yes

No

For HTB’s marketing purposes - to offer HTB products and services to you

Yes

No

For joint marketing with other financial companies

No

N/A

For HTB affiliates’ everyday business purposes - information about your transactions and experiences

No

N/A

For HTB affiliates’ everyday business purposes - information about your creditworthiness

No

N/A

For HTB affiliates to market to you

No

N/A

For non-HTB affiliates to market to you

No

N/A

Who We Are

Who is providing this notice?

Hometown Bank, N.A., a national banking association

What HTB Does

How does HTB protect my personal information?

HTB uses security measures that comply with federal law to protect your personal information from unauthorized access and use. HTB’s measures include computer safeguards, secured files and buildings.

How does HTB collect my personal information?

HTB collects your personal information, for example, when you:

·Open an account or deposit money

·Pay your bills or apply for a loan

·Use your credit or debit card

HTB also collects your personal information from others such as credit bureaus, affiliates or other companies

Why can’t I limit all sharing?

Federal law gives you the right to limit only

·Sharing for affiliates’ everyday business purposes – information about your creditworthiness

·Affiliates from using your information to market to you

·Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

DEFINITIONS

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies. HTB does not participate in this activity.

Non-Affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies. HTB does not participate in this activity.

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you. HTB does not participate in this activity.

Other Important Information

If you have questions or need additional information, please call 417/358-0002, stop by any of our banking locations.

 

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