IRAs

Roth IRA's - allows investors to make non-deductible contributions into a retirement account whose earnings grow tax free and can be withdrawn tax free at retirement.

Traditional IRA's - allows investors to deduct some or all of their contributions. Generally, earnings grow tax deferred and are taxed at your ordinary income tax rate upon withdrawal.

Rollover IRA's - a tax-free transfer of funds from an ex-employer's retirement plan such as a 401K. By opening a Rollover IRA, you maintain the tax-deferred status of your retirement account.

SEP-IRA (Simplified Employee Pension) - an employer established and funded simplified IRA, where an employer can put up to 15% of your compensation into a special IRA. Sole Proprietors may establish these plans for their own benefit.

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